We believe that all Branded Apps can be open marketplaces for their Communities and it is our mission to give them the tools to become these super-apps.

Our experienced management team, with strong backgrounds in retail and mobile payments, has been working together for years, ready to harness the future of mobile commerce technology 

Philippe Staib



Successful serial entrepreneur in Europe and Asia (incl. IPO), a life in banking and technology.

Brings a wealth of experience, guidance and his network. 

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Laurent Renard

CEO, co-founder

Business and engineering background  with 20 years in the payments industry, telcos, technology. Serial entrepreneur with extensive experience in Asia and Europe. 

Gregory Puente-Castan


CTO, co-founder

15 years in the Payments industry (EMV). 

Responsible for the platform functional architecture and roadmap, the integration with 3rd party platforms.

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Richard Joye



Financial background, expertise in venture building in sports and technology. 

Entrepreneur with experience in Asia and the Middle East. 

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Xavier Rubio Jansana

Head of Mobile

20 years of experience in the mobile industry. Responsible for all mobile developments (Android and iOS), and product roadmap.

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Arnaud Level

Head Servers & Ops

20 years of experience in tech. Responsible for server developments, architecture of the the platform.

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Over the years, and through the various cycles of our development, we have gathered a trusted group of investors, financiers and partners.



From self-funding and friends and families, we welcomed institutional investors during our last rounds of financing. 

Fast Forward VC Fund
(Olivier Guillaumin, founder of Netgem - Paris: NTG)


H2020 “SME Champion” with 1.8M€ non-dilutive grant in 2016-2017 for the super-apps project "Passclub"

© 2020 Toro Holding Corp. B.V.